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6 лет назад

MenaPay, Stable Coin

What is MenaPay?

MenaPay is the first fully blockchain based payment platform which focuses on the Middle East and North Africa region (MENA) preliminary. With the high-end technology, a blockchain with very low transaction fees, is not affected by fluctuation of cryptocurrencies, faster and more secure than any traditional payment gateway.

  1. For the stable coin, MenaPay has Menacash which same with 1 US Dollar. It can used online and offline transaction, warranted by the same amount of USD kept in multiple banks as fiat currency equal. It is good for solve the problem of fluctuation.
  2. The main objective is to make it possible, easy and secure to transfer money for each and every user by using the advantages of blockchain. There many problems of current old-fashioned banking system brings; such as security, difficult transaction process, highly expensive transaction fees, and yet a system that complies with Islamic beliefs.

So MenaPay’s products are also designed with excellent Arabic user interfaces, advanced data tools for both users and merchants to disrupt cash dependent payment system and oldfashioned banking tools.

**Vision and Mission of MenaPay **

  1. MenaPay vision is aims to become the most commonly used cryptocurrency in the MENA(The Middle East and North Africa region) includes 18 countries and approximately 441M population.
  2. MenaPay carries the mission of becoming the largest non-bank payment solution by using blockchain technology while generating significant returns for the investors. The business model will create a whole new standard in crypto industry by distributing 75% of total revenue among MenaPay Token Holders.
    Prediction of MenaPay
  • MenaPay Token Holders will be the successful a huge community despite of traditional banking system in MENA
  • will create the most advanced financial system with Islamic compliant, transparent and decentralized structure.

What is MENA?
There are 18 different currencies in the region which MenaPay wants to interconnect creating one common currency instead. GCC (Gulf Cooperation Council) is formed from Saudi Arabia, Kuwait, the United Arab Emirates, Qatar, Bahrain, and Oman. Average GDP per capita in these countries is 26,000 USD.
The State of Fintech report says startups in MENA raised $50 million in funding in 2017, a 270% percent increase on the $18 million in disclosed investments 2016.
Payment collection is one of the biggest challenges especially for online businesses. More than 50% of the GCC region is unbanked while 84% of the total MENA region is unbanked.

So here is MenaPay.

  • MenaPay is the first blockchain based non-bank digital payment gateway for building cashless society in the world.
  • It focuses on the MENA region primarily.
  • MenaPay allows users to transfer money within daily life in a secure, fast and decentralized way.
  • It is fully compliant with Islamic finance rules which are very important in the region to provide a convenient and trustable digital payment solution.
  • Blockchain technology meets the requirements of Islamic finance rules about money transactions between parties and earnings from the investments.
  • MenaPay governance model has been developed in order to comply with all aspects of Islamic finance and it supports the digital transformation of the region.
  • MenaPay focuses on building a large community of consumers and merchants who prefer MenaPay as their primary method of payment for any digital business such as e-commerce, and any online/offline or traditional P2P transaction for each aspect of daily life, including P2P cross border transactions.
  • MenaPay can be used in various places, restaurants, coffee shops, shopping malls, gas stations, vending machines; shortly in every possible money transaction activity. Basically, MenaPay aims to be integrated in every possible industry.
  • The MenaPay Platform creates a token and a coin.

MenaPay Token

  • MenaPay Token is a utility token which will be issued with a limited number of 400 million.
  • 64% (256 million) of the total tokens will be owned by the public.
  • Token holders will get a share of the company revenue accordingly with the amount of MenaPay tokens.
  • MenaPay will be able to be purchased from exchanges

MenaCash

  • Menacash is a stable cryptocurrency of the MenaPay platform which will be used for daily transactions between 3 dynamics in the system; users, merchants and foundation.
  • Trust structure of MenaCash is a very good use case of blockchain.

**Easy Cash-Out for Merchants **
MenaPay Foundation will give the right to cash out to the approved merchants of the system. They will be able to convert MenaCash in their wallets to fiat currencies at any time.
Revenue Share Model for MenaPay Token Holders
MenaPay will distribute 75% of total revenue amongst holders of MenaPay tokens.

PRODUCT
MenaPay Dashboard
Merchants using MenaPay Dashboard can;
• Track the number of transactions, transaction volume and Transaction ID, customer ID, Revenue, Payment Status, Date, etc. processed over the MenaPay Platform and get detailed reports within seconds.
• Reach their retrospective transaction details using the Transaction IDs which are produced uniquely for every transaction.
• Reach the payment history, payment frequency and shopping tendencies data of their customers on a user base.
• Join the “Approved Merchant” network and cash out their MenaCash.
• Dynamically change their commission percentages on their sales and build a commission system according to price ranges.
• Refund their customers individually or as a group.
• Offer a secure shopping experience with its KYC (Know Your Customer) property.

**Reseller Application **
Reseller can sell MenaCash, in order to provide an easy MenaCash purchasing experience to its users,

Mobile & Desktop Payment App (Wallet)
The MenaPay application is also designed to be unique wallet of the users.
Through their wallets, users can;
• Buy MenaCash from Resellers or the MenaPay Foundation.
• Send /receive MenaCash to/from another user at any time.
• See the Reseller network on a map to choose where to buy MenaCash.
• Shop using the QR code, phone number, barcode or the wallet ID the merchant has provided within seconds.
• See the retrospective transactions report.

Security
MenaPay uses technology to create an innovative and maximum-safety-platform for example,

  • Attacks on MenaGateway: the platform will request a MenaGateway over HTTPS, which will prevent DNS Attacks, DDoS Attacks, SSL certificate attacks, etc. on the server side.
  • 3rd Party integrations: All libraries and SDKs used within the application are controlled by MenaPay developers. Only the versions which have safety approvals exist on the platform.
  • 2FA login: 2 Factor Authentication is a security process where two methods of identification are needed. The password and the special code produced by the identification readily embedded in your application forms the two steps of the process.
  • Mnemonic phrases are used: Menapayuse 16-word phrases for retrieval of accounts in case of forgotten passwords.

5 Offices in MENA Countries
There are offices in Dubai (UAE), in Istanbul & Ankara in Turkey and in Manama (Bahrain). Next plan is to open KSA (Kingdom of Saudi Arabia) and Egypt offices.
50 Merchant Integration
There are already signed “LOI - letter of intent” with more than 50 merchants who are willing to integrate MenaPay as a payment gateway and become the grand launch partners of MenaPay platform.
500 Merchant Integration
MenaPay business development team is focused in the integration of premium online merchants

*Event
There are many exhibitions in the international exhibitions to present the MenaPay solution and acquire new merchants. All events can be followed from; https://www.menapay.io/#events

PARTNER

TEAM
()
Complete team click here

TOKEN DISTRIBUTION

ROADMAP

TOKEN SALE
Total Number of Tokens 400 Million
Tokens Available 256 Million ( 64%)
Soft Cap $ 5 Million
Hard Cap $ 25 Million
Payments Method Accepted ETH,BTC,LTC,BCH,WAVES,USD,EURO,WON T
Token Format Ethereum ERC-20 Standard

For more information you can click here:
Whitepaper: https://www.menapay.io/whitepaper_en.pdf
Website: https://www.menapay.io/
Telegram : https://t.me/MenaPay
Twitter : https://twitter.com/menapayio
Ann : https://www.menapay.io/onepager.pdf

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Disclaimer: All information on this post is to give info for our readers. Thank you.

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