Viva
In This Age Many people have problems when going to a mortgage loan. That includes, the Company for mortgage loan financing has different interest rates for different categories. Banks are the source of all the shortcomings in the financial world. They choose rates depending on various parameters. High creditworthiness of a person makes it more profitable than others. The lack of transparency and the presence of third parties in the banking system are two of the biggest challenges for industry growth. There is a demand for a new financial integration system, which should cover everything. The mortgage industry requires innovative solutions that can bring all stakeholders to a meeting point. This is where VIVA NETWORK comes to play.
Viva ecosystem is a decentralized platform that binds global investors with mortgage borrowers in an unlimited, protected, and cloudy platform. Viva is based on Ethereum which protects and enhances the security of personal home loans into Fixed Mortgage Shares (Fms), which are easily bought and sold on the Viva Fms exchange. Also Viva Network will destroy the mortgage system, which is controlled by large banks. The mortgage financing system will be much better and faster. Unlimited and decentralized mortgage financing will remove all intermediaries, and the profits that the bank will get will be shared between buyers and investors, so that mortgage rates can decrease significantly.
For example, when you have free money related to a bank in Russia, you will receive 5-6%, but you can take an apartment for a mortgage below 10-15%, the difference between deposits and loans shows to reduce the Viva project. Viva will allow private investors to get high return on investment.
Typical features of the Viva platform
Use of own smart contract technology that allows home buyers to get mortgage loans in the domestic market;
Unlimited non-decentralized mortgage lending, which relieves the need to rely on intermediaries, such as banks and other financial intermediaries;
Creation of a free market in the mortgage industry, which reduces inefficiencies and makes housing more affordable;
The use of a fractionated mortgage package that allows investors to collect mortgage loans from home buyers from anywhere in the world, making the process faster and easier for casual buyers;
Provision of an objective and transparent way to estimate residential real estate using RV2, which helps buyers and sellers to sell or buy houses;
the availability of platforms for mobile phones through developed apps powered by Android, allowing users to access mortgage loans, keeping transactions closed;
Use of innovative applications designed to improve the process of current and outdated property valuations and loans.
Advantages of the project
• The platform promotes unlimited and decentralized financing of mortgage lending, eliminates the need for intermediaries and financial intermediaries, allows users to easily acquire assets.
• The platform creates a free market in the mortgage industry, which makes it easy to determine the interest rates on mortgage loans of borrowers, providing a fair and accurate reflection on the level of risk associated with the real value of assets, and therefore eliminating inefficiencies in the real estate industry.
• Buyers of mortgage packages allow investors to collect mortgage loans from home buyers from anywhere in the world, making the process quicker and easier for ordinary buyers.
• The platform provides an objective and transparent approach to residential real estate by using RV2, which helps the buyer and buyer in a sale or purchase of a house.
• The platform easily protects customers by combining a homographic encryption method, preserving confidential information within itself with a check on the chain of blocks.
• The platform is easily accessible for mobile phones through developed mobile applications supported by Android allowing users to access credit financing while keeping transactions closed.
• The platform identifier is managed by a large number of experienced teams with relevant skills and experience.
• The technical documentation of the platform is detailed, providing borrowers and investors with information on the benefits of the project in improving the mortgage industry.
ICO Details
Sales dates: 01/04/2018 - 08/14/2018
Token: VIVA
Platform: Ethereum
Standard: ERC20
Released tokens: 4,000,000,000 VIVA
Available for sale: 3 000 000 000 VIVA (75%)
Price: 1 ETH = 35,714 VIVA
Price of the token: 1 VIVA = 0.000028000000 ETH
Maximum purchase: 350.000.0 VIVA
Payment: ETH
The maximum value of ETN without passing KYC: 7 ETH
The minimum contribution of ETH: 0.001 ETH
Soft cap: no soft cap
Hard cap: 75,640 ETH
Bonus: up to 40%
VIVA will be sold on several major exchanges with crypto-currencies, and it is expected that demand for VIVA will continue to grow, as this revolutionary financing system is gaining weight among institutional investors around the world.
Website: http://www.vivanetwork.org/
Whitepaper: http://www.vivanetwork.org/pdf/whitepaper.pdf
Telegram: https://t.me/Wearethevivanetwork
Twitter: https://twitter.com/TheVivaNetwork
Facebook: https://www.facebook.com/VivaNetworkOfficial/
Medium: https://medium.com/@VivaNetworkThread
Ann Thread: https://bitcointalk.org/index.php?topic=3430485.0
Vic12
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