VIVA Network

The Viva Network platform is created using blocking and smart contracts, which will make the mortgage market safe and transparent. Due to the fact that there will be no intermediaries for borrowers on the platform, interest rates will significantly decrease and creditors will be able to earn even more. On the platform, there will be a self-regulation of interest rates on mortgage lending due to a comparison of demand and supply. Viva Network platform Today in most countries of the world there are high interest rates on mortgage lending, which contributes to the fact that housing becomes less affordable for people from different backgrounds with different incomes. The fault of high interest rates are most often intermediaries who are between the lender and borrowers. The Viva Network platform is developed in such a way that the lender and the borrower will contact her directly without intermediaries, which will allow the borrower to lower interest rates and for the lender to increase profitability. Thus, the platform will be beneficial for all participants of the credit market.

The Viva Network platform will contribute to the development of mortgage lending by making investments for lenders very profitable and borrowers will be able to obtain low interest rates on the platform. The platform will provide the parties with fair interest rates that will be formed at the expense of supply and demand. The work of the platform will be completely transparent, but at the same time, platform users will be able to keep confidential information about themselves for a set that the platform will use a homographic method of encryption. The work of the platform will be implemented with the use of block and smart contracts, which will give many advantages to users such as security transparency and high speed produced on the platform operations. Sources of credit will be virtually unlimited, which will be possible due to the lack of intermediaries on the platform. Also on the platform will be introduced artificial intelligence and machine training that will significantly increase the speed of the processes of real estate valuation and the risks of this or that lending. Also, artificial intelligence will collect large amounts of data, and classify them in the next to improve the platform’s performance. The team of the Viva Network project It is also important that the Viva Network is created by a good team of specialists with experience both in the block and the lending market which has set itself the goal of creating a Viva Network platform that will promote the development of the mortgage lending market and increase investment efficiency .

Viva Network project team

ICO details and sale of tokens