Neluns — NEW GENERATION FINANCIAL ECOSYSTEMS

Introduction

Neluns is a new financial ecosystem which functions as an innovative technology and giving permission to operate with cryptocurrency and fiat. The motto of the company is to provide a favorable environment for the growth of cryptocurrency market.The emergence of the Neluns ecosystem will significantly simplify the entrance of new participants into the cryptocurrency market. Clients will be able to purchase cryptocurrencies and carry out transactions in just a few clicks. Moreover, Neluns will provide the ability to pay for goods and services with cryptocurrencies.

Advantages

Broad spectrum of banking products.

With the emergence of Neluns, the possibilities of cryptocurrency market participants will significantly expand. Each of them will be able to find an optimal solution amongst a broad spectrum of banking products. For example, long-term investors can extract additional profits on account of deposit placements, traders and cryptofunds can expand their abilities on account of access to lending tools.

The Peer-to-Peer (P2P) Lending Platform opens up access to cryptocurrency loans for a broad range of individuals. The escrow system will allow to increase ICO investment security levels, which will result in a growth of investor confidence, and thus, the volume of attracted funds.

Unique cryptocurrency exchange

The Neluns Exchange is not just another cryptocurrency exchange, but a radically different structure, free from the issues of existing cryptocurrency exchanges. The use of the “bank guarantee” approach protects assets from unforeseen circumstances. The use of leading technologies from two financial worlds allows for the creation of a secure system, capable of handling millions of transactions per minute.

Users that pass verification will be able to carry out transactions of any scale, and fund withdrawals to multicurrency Neluns Bank accounts will occur near instantaneously. Around the clock support services will quickly resolve all user issues.

High level of security

The presence of a traditional financial institute as the base of Neluns will significantly improve security. We are integrating the best solutions from global companies, which develop software for the world’s largest banks. Aside from this, Neluns client assets are legally protected.

The Neluns Insurance company provides clients with the opportunity to insure trade and transactions. This allows for losses to be compensated in the case of an insurance event.

Elimination of entry barriers

The emergence of the Neluns ecosystem will significantly simplify the entrance of new participants into the cryptocurrency market. We are realizing familiar banking products. Clients will be able to purchase cryptocurrencies and carry out transactions in just a few clicks. Moreover, Neluns realizes the ability to pay for goods and services with cryptocurrencies, and companies will receive payments to their merchant accounts.

Ability to make instant payments anywhere in the world

The Neluns Bank provides any individual or company to carry out cryptocurrency transactions from any part of the world with minimal transaction fees.

A user can top up an account or withdraw funds anywhere in the world, in order to do so, an ATM must be used or a transfer needs to be made.

Low commissions with minimal risks

Neluns is constructing the ecosystem in accordance with the BaaS concept. The Neluns iOS and Android applications with a user-friendly interface open up access to all cryptocurrency and fiat banking products, around the clock.

The absence of a network of branches and affiliates makes it possible to reduce transactional costs many times over, and the use of leading technologies makes them even smaller, increases security, and operating speeds. The use of Visa, MasterCard, and American Express partner network ATM’s will allow for instant cash withdrawals.

As a result, Neluns offers its clients, both private and corporate, a broad spectrum of familiar services at the most favorable terms. This will allow us to attract a huge quantity of new participants to the cryptocurrency market, broaden the applicable uses of cryptocurrencies, as well as organize an impressive inflow of capital into the cryptocurrency market.

Token & ICO Details

The NLS token is created in accordance with the ERC-20 standard.

The NLS token is a security token.

The NLS token will provide holders with dividends in the amount of 50% of the profits of the Neluns ecosystem (Neluns Bank, Neluns Exchange, Neluns Insurance). Dividends will be distributed each quarter in proportion to the number of tokens held comparative to the total number of tokens in circulation.

Aside from this, NLS token holders will have an access to bonuses and privileges when using products of the Neluns ecosystem. The more NLS tokens a holder has, the more privileges he will receive.

NLS tokens can be acquired throughout the Pre-Sale, Pre-ICO, and ICO. The acquisition of NLS tokens in the secondary market will be possible immediately after listing on cryptocurrency exchanges.

Unsold tokens will be frozen after the ICO. Each year, 3% of the tokens will be burned.

During the ICO, 200 000 000 NLS tokens will be released

Base price of 1 NLS token = 1 USD

Token Distribution

Expected price of NLS

The economic modeling of business process allows us to forecast the NLS token price growth over a short, medium, and long-term perspective.

Neluns ICO

Stages (rounds) ICO

Pre-Sale

Hard Cap — $2.000.000

Soft Cap — $500.000

1 stage (round), pre-sale, stage (round) length 14 days,

from 08–01–2018 to 08–15–2018.

Pre-ICO

Hard Cap — $10.000.000

Soft Cap — $2.000.000

2 stage (round), pre-ICO, stage (round) length 21 days,

from 08–15–2018 to 09–05–2018.

ICO

Hard Cap — $112.000.000

Soft Cap — $10.000.000

3 stage (round), ICO, stage (round) length 31 days,

from 09–05–2018 to 10–05–2018.

System Features Highlight :

• Cryptocurrency trading operations run with a few clicks
• Fast and cost-effective cryptocurrency exchange
• Withdrawal of funds and deposits from anywhere you go with the App
• Option to open a personal IBAN account or company that supports multicurrency
• Visa, MC, Amex debit and credit cards can be issued and linked to a multicurrency account in the system
• International money transfers can be sent and received from within the system
• Create interest to generate deposits in fiat or cryptocurrency
• Get loans from Neluns in fiat and cryptocurrency
• Get loan interest to other users through the P2P (Peer-to-peer) Lending Platform
• Exchange NLS trades on currency exchanges and withdraw profits
• Selected or all trades can be insured
• Get dividends
• Active market participants enjoy lower risk levels and generate extra profits

The product line consists of related software product bank cards. The following products are available for retail and corporate clients: Lite, Silver, Gold and Platinum.

This transaction is handled by a P2P state-of-art loan platform that replaces the role of traditional retail and investment banks. Basically it removes proxies and connects directly to clients giving them security, transparency and flexibility in terms of how they prefer to deal with money. Cutting intermediaries and moving to the next generation of financial ecosystems brings a significant reduction in transaction costs.

Exchange Neluns use the principle of “Bank Guarantee” for smart contracts that govern the execution of transactions. In addition to pre-determined contracts, custom user customization can adjust coverage to include various events and conditions, change the scope to include some or all transactions. Business logic is implemented using top notch technology to ensure additional security, rapid withdrawal of funds and load balancing to meet high service demand. The team believes that Nelun’s financial ecosystem must create the best conditions in the class for both cryptocurrency traders and their funds.

Deposits

Neluns bank offers its clients deposit services. Depositing funds to the escrow account will be available from any part of the world. To make it work you need to deposit the necessary amount of funds with the help of an ATM or make an appropriate transfer. Funds can be deposited in any currency. Deposit storage will be available in fiat currencies and cryptocurrencies.

Deposits will accrue interest.

Instant conversation operations from one currency into another will be available in user accounts. Clients will be able to exchange fiat for crypto, and vice versa, as well as to exchange various types of fiat currencies (for example, EUR-USD, BTC-ETH).

Loans

Private and corporate Neluns Bank users will have access to a broad spectrum of loan products. The issuance of loans will be available in any fiat currencies and cryptocurrencies. Loans will be implemented by crediting funds to a multi-currency account.

Among Neluns loan products, there will be various non-targeted and targeted loans, oriented towards different categories of clients. Cryptocurrency traders and funds will have access to special broker loans and margin trading.

Corporate clients will also have access to credit lines (renewable and nonrenewable), as well as overdraft-loans to cover cash gaps.

All loan products will be provided to customers in a short time and on favorable terms. Neluns will use its own algorithms, based on leading technologies, such as Big Data and AI to select applications and verify the trustworthiness of borrowers.

Peer -to-peer (p2p) Lending Platform

On the basis of the Neluns Bank, there will also be a platform for P2P-lending in fiat and cryptocurrencies. Authorized users will be able to receive and provide loans to other users.

The system will automatically rank requests for a P2P-loan based on its own algorithms. Fraudulent applications, which did not pass the selection system will be rejected.

The P2P lending platform will aid users in quickly depositing and withdrawing interest in a short time frame. Users will be able to insure the risk of P2P non-return loans through Neluns Insurance directly in the mobile application. Users will be able to receive a loan in cryptocurrency or fiat from Neluns Bank directly onto their bank card via the mobile application in a few minutes. A User can instantly make a deposit in any cryptocurrency through the mobile application.

Escrow Protection

Many fraudulent projects currently exist in the ICO market. In order to protect investors, Neluns Bank offers an escrow service.

Funds attracted through an ICO will be automatically transferred to an account with our bank. They will be distributed to project creators as the project moves along the roadmap. After the completion of each development stage, bank specialists will run a check to make sure that project creators are fulfilling their obligations.

In the case of a deviation from the roadmap in light of unforeseen circumstances, a solution to the problem will be searched by means of a consensus. If it is identified that funds are being misused, the remaining balance will be returned to investors. The payment volume to each investor will be determined in proportion to their contribution.

Unique Team

Neluns have ambitious goals  which will enable them to set new standards for the Market. To achieve this goal a strong Team is built with all the necessary skills, talents and long-time experience needed for the project. Most of the team members on Neluns have LinkedIn profiles. This is all good because the more transparency a company have in regard to their team, the more trustworthy they typically are.

NOTE: This article is just a guide to potential clients, stakeholders and everybody itching for a snip of this wonderful project and its published regarding bounty campaign. I am not a project team member or its representative but a supporter of this incredible project. The whitepaper will provide an in-depth and thorough analysis of this wonderful project. You can click on the link below and find out more about this wonderful project.

Website : https://neluns.io/

Whitepaper : https://neluns.io/static/ver165/whitepaper/whitepaper.pdf

Facebook : https://www.facebook.com/The-Neluns-2038488129802279/

Telegram : https://t.me/TheNelunsChat

Twitter : https://twitter.com/TheNeluns

Channel Youtube : https://www.youtube.com/channel/UCap59w27OBC_Cn9nsQxthTA

Author!

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