COWRIUM : An Impressive Blockchain Based Project Developed To Improve The SMEs Industry 

Blockchain has become a globally recognized innovation which comes with industry disrupting capabilities like decentralization, transparency and immutability. By it's nature, the technology is more robust, reliable and secure than proprietary centralized framework leveraged in several trade ecosystem and commercial industries. Moreover, application of blockchain technology creates a viable decentralized record of transactions which remains immutable, enabling financial and social institutions to review transactions steps and minimize risk of fraud.

Also, blockchain serve as the underlying technology for Bitcoin and led to rise to other digital currencies (cryptocurrencies) used for facilitating borderless transactions. Using both blockchain and cryptocurrency allows businesses and several institutions to perform simple transactions or trade with incurred less charge rates and faster than average centralized systems. Thus, blockchain and cryptocurrency is attracting massive audience and several companies and new startups are motivated to apply this cutting edge innovation into the SMES industry.

MEET COWRIUM
COWRIUM is a new blockchain venture established to help small and medium sized enterprises (SMES) adopt comprehensive blockchain solutions and services which will also benefit commercial and social affairs of clients conducting their businesses through SMES industry. The project consist of multidimensional contract, CowDEX ( secure and reliable decentralized exchange), ErrandBoy Dapp (to send cryptocurrency money and receive in Fiat currency), Cowrie and Cowrie Stability Artificial Intelligence .
Cowrie (CWR) is the official issued digital currency of the Cowrium project. The name was coined from the sea mollusk used as money in ancient period. Cowrie is developed to replace physical money and promote massive adoption of blockchain technology through the Cowrium platform and it's services. With incredible agenda to build a solid system, inspired the capable and experienced Cowrium team to construct an exceptional monetary framework powered by CWR to make payment and transactions simpler for brokers and clients.
Some incredible features in Cowrium platform includes ; InstantSend, Support multiple cryptographic algorithms, signing & address via Polysig, Providing protection against quantum attacks, Intelligent Pooling System, Private Send, Smart Contract Library, Smart Contract Library, Atomic Swap, Hyperblock technology etc.

MINING AND MASTERNODE IN COWRIUM BLOCKCHAIN
The Cowrium platform also enables members to earn sufficient income either through mining or running a masternode. In the mining, the blockchain combines in-browser mining with mobile mining as a main support system for the GPU and CPU miners. This facilitate decentralization of Cowrium hash rate, protects from 51 percent attack and generates profit for miners.
While Cowrium masternode runs effectively with POS feature and is similar to Dash. Masternode system enables payments to be secure, fast and anonymous. Also, holders of Cowrie cryptocurrency are entitled to earn fixed incentives via staking through ownership of masternode which secures the network.
Other means of earning income through Cowrium project involves Referral Rewards Program where customers and merchants receive incentives for referring persons to the Cowrium platform and Merchant Loyalty Program which enables users to be rewarded in Cowrie currency by merchants via website or app.

TOKEN INFORMATION
Start: Jan 1, 2020 (00:01AM UCT)
Number of tokens for sale: 1,000,000,000 CWRX
End: May 30, 2020 (11:59PM UCT)
Tokens exchange rate: 1 CWR = 0.075 USD
Acceptable currencies: BTC, ETH, LTC, USD, NGN (12)
Minimal transaction amount: Varies by Stages
Phase I
Jan 01 - Jan 30 Upto 50% Bonus $0.035/token
Phase II
Feb 01 - Feb 28 Upto 50% Bonus $0.0375/token
Phase III
Mar 01 - Mar 30 Upto 30% Bonus $0.04/token
Phase IV
Apr 01 - Apr 30 Upto 30% Bonus $0.0425/token
Phase V
May 01 - May 30 Upto 30% Bonus $0.045/token

ROADMAP
2018 – Q1
The Cowrie Idea is born as Concept Development
2018 – Q2
Team Building | Consultation with Industry Expert
2018 – Q3
Settle Legal Issues | Discussions with Private Investors
Cowrium Adoption | Private Investment (Seed Capital)
2018 – Q4
Website Launch
Early Access | PRE-ICO
2019 – Q1
Public Announcements at Events | Technical Setup
2019 – Q2
Project Development | ICO
2019 – Q3
New Website | Project Development
2019 – Q4
Testing Period
2020 – Q1
PRE-IEO | Prototype Release | Wallet Launch
2020 – Q2
New Website | CPU/GPU Mining | Masternodes | IEO / Major Exchange Listing
2020 – Q3
POS Launch | Payment Gateway Plugins
2020 – Q4
Decentralized Exchange Launch (CowDex)
Mobile Mining | Recurring Wallet Payments
ErrandBoy (BETA) Launch
2021 – Q1
Cowrium Summit
ErrandBoy Official Launch
Smart Contract / ICO Token Launch
2021 – Q2
Discussion with Financial Institution
Expansion on Scope of Work
Worldwide Promotion
2021 – Q3
Interoperability Solution Testnet
Partnership with Conventional Financial Institution
Investment in Acquisition of Conventional Financial Institution
2021 – Q4
New Partnership

TEAM
Emmanuel Haastrup: Founder / Chief Conductor
Praveen Dagdi: Product Manager
Deepanshu Bhatt: Chief Marketing Officer
Shobhit Sharma: Lead: Blockchain Development
Priyanka Chouhan: Lead: Business Development
Aanuoluwapo Awesome: Lead: Community Development
Kshama Verma: Lead: Backend Devs, API, NODEs
Pedetin A. Obadimeji: Lead: Legal
ADVISORS
Chloe Khok: Process & Training
Oluyinka Tanimowo: Technology
Bado Faisal: Business Development (Africa)
Marina Sokolova: Business Development (Eastern Europe)

FINAL THOUGHT
I sincerely believe this project will revamp the small and medium sized ventures worldwide. The platform is universal and comes with variety of tools and services to help boost financial transactions, businesses and assist anyone to generate stable income coupled with promoting blockchain technology to massive audiences globally.

For more information, use the official links below ;
Website : https://www.cowrium.net/
Whitepaper: https://www.cowrium.net/cowrium-whitepaper.pdf
Facebook: https://www.facebook.com/cowrium/
Twitter: https://twitter.com/cowrium/
Medium: https://medium.com/@cowrietoken

WRITER DETAILS,
Bitcointalk Username : Johnson Knight
Bitcointalk Profile URL : https://bitcointalk.org/index.php?action=profile;u=2326370;sa=summary
Wallet Address : 0x56D391aD6C5Fe4b4faee3FCF9C7D32D9BD2feeCA