Review of the POINTPAY platform

The advent of Blockchain technology started with Bitcoin, a revolution for the payment system. As Blockchain technology becomes more evolved, more and more creative with infrastructure and infrastructure are created. Today, almost 2000 types of coins and tokens have been issued with various functions, running with different technologies, i.e. blockchain, tangle chain, hashgraph, holochain etc.
Now comes the PXP token published by the PointPay platform, a platform that creates new fundamental products that combine three services in one ecosystem. Products issued by PointPay will make it easier for ecosystem users for financial transactions. These products include PointPay Crypto Bank, PointPay Crypto Exchange and PointPay Multi-currency Wallet. The three products are integrated with PXP tokens.
PointPay has business contacts with more than 50 banks and 25 payment systems, and 20 lawyers who deal with cryptobusiness licensing issues. This platform has 4 years of experience in supporting the functioning of the payment system, including signing contracts, working with banks, working with other payment systems, paying funds, and building complex payment schemes. PointPay is currently conducting a crowdfunding campaign through the sale of 500,000,000 PXP tokens to raise funds for the development of a fully functional product version. Their first version is ready to be used and can be tested by their prospective investors.

PointPay Crypto Bank
The PointPay team strives to be one step ahead of competitors and intends to create a future bank, where customer joint settlement will be greatly simplified by eliminating bureaucratic and geographical restrictions that are unavoidable for conventional banks, and minimizing the time spent on fund transfers and commissions because there is no need for maintenance of a number of banking personnel - all operations are carried out by users in virtual personal accounts through their cellular or desktop devices.

PPCB or PointPay Crypto Bank is built to break the gap between the convenience of cryptocurrency and the functionality of traditional banks. PPCB will fill this underserved niche by offering daily users the full spectrum of banking services. The aim is to build a convenient and intuitive online banking platform so that non-technical users can also benefit from all the services offered by PPCB without complications, which are currently related to blockchain technology. Here are the advantages of PointPay Crypto Bank compared to other platforms

Business geography = Conventional Bank Limited to the country where the bank is placed. PointPay Crypto Bank Worldwide
**Number of clients **= Conventional Banks Limited to the country where the bank is located. PointPay Crypto Bank Worldwide
International transfer fees = Conventional Banks 1-3%.** PointPay Crypto Bank** The goal is to make up to 1%
Speed of making international transfers = Conventional Banks Up to several days. PointPay Crypto Bank A few minutes
Currency exchange costs = Conventional Banks 2-3%. PointPay Crypto Bank The goal is to make up to 2%.
Bureaucratic procedures = Conventional banks At each step of cryptocurrency, PointPay Crypto Bank All banking operations, including those carried out in virtual personal accounts
Type of currency = Conventional Bank Fiat money. PointPay Bank Crypto Fiat money, and cryptocurrency
Anonymity = Conventional Lost Bank. PointPay Crypto Bank Receives a portion

PointPay Crypto Bank also offers several services that are very easy for users, one of which is Cryptocredit and crypto debit cards. this is a credit card that is connected to the VISA / MasterCard electronic payment network and withdraws funds there in any country in the world. The application being developed will work together with the debit and credit cards issued. Guaranteed high security and card reception at almost all ATMs in the world.

PointPay Crypto Exchange

PointPay exchanges are centralized, done to provide solutions to problems that often occur in the exchange of decentralization, many decentralized cryptocurrency exchanges are usually managed by smart contracts, so cryptocurrency that does not support this technology cannot be negotiated with decentralized exchanges. This automatically causes poor liquidity problems, and this, in turn, causes low trading volumes. In addition, decentralized digital currency exchange a priori does not have support services that can immediately answer questions from traders.
Taking into account the facts above and the desire to work with a priori fiat currency not available for decentralized exchanges, the developers of the PointPay Crypto Exchange platform have decided to implement the best features, one of the features of the service feature is crypto-to-fiat, fiat-to -crypto, crypto-to-crypto and fiat-to-fiat. PointPay issues several thousand tokens of a special type that will suit one or another type of
traditional assets. Trading these assets will occur in the same way as trading crypto currencies at each exchange:

A trader comes to the exchange with fiat funds and cryptocurrency;
Traders buy token assets traded on the PointPay crypto Exchange platform (transactions can occur not only at the expense of their own funds in the account balance, but also use leverage in ratios of 1 to 10);
PointPay buys asset classes chosen by traders at Capital.com;
The trader sells the token assets that are in the balance, or keeps them until the price rises;
The trader withdraws the money obtained from his account in cryptobank

PointPay Multi-currency Wallet

this is the best, safe and reliable crypto wallet. This product is issued by the PointPay platform having the following functions.

The ability to store the most popular cryptocurrency safely: Bitcoin, Ethereum, Litecoin, and many others.
The ability to refill the balance of the most popular fiat currencies - dollars, euros and yuan - with the help of VISA / MasterCard, UnionPay, Payeer, AdvCash, Yandex. Money payment system, etc.
Possibility of exchanging funds in the following ways: fiat-cryptocurrency, cryptocurrency-cryptocurrency, fiat-cryptocurrency.
Ability to instantly withdraw cryptocurrency through withdrawals on VISA / MasterCard, UnionPay, Payeer payment systems, AdvCash, Yandex.Money, etc.
The system automatically generates statistics on the overall account balance, displaying it in dollars, euros or yuan.
This system provides the latest cryptocurrency rate data.
This system allows you to create a virtual cryptocurrency portfolio, which automatically calculates values in dollars, euros or yuan. It also displays the percentage of each cryptocurrency in the portfolio to the total amount. The ability to create your own cryptocurrency portfolio by importing data directly from the web wallet balance.
The login account is protected by a two-factor authentication system (2FA).
Ability to send money to business partners, friends and relatives via SMS.
Ability to send money to business partners, friends and relatives via email.
Ability to receive payment in cryptocurrency on your website or online store by installing a special module from PointPay Multi-currency Wallet. Instantly withdraw money obtained from your bank card or other wallet.
Ability to track all transactions carried out in the "Transaction history" section.
Ability to recharge your mobile balance and pay bills using the PointPay Multi-currency Wallet.

PointPay Token

PointPay Token (PXP) will be released based on the Ethereum platform and fully complies with the ERC20 standard. The advantages of tokens are
● ERC-20 based tokens used in PointPay Ecosystem
● Plan ahead to build the original blockchain platform
● This will empower PointPay services and products in the future
● Transaction times are faster
● Faster payment settlement
The token has been integrated with all PointPay platform services and will ensure transaction security, compatibility with third party services and will provide seamless and easy integration. PXP will be launched at the sales stage on the website page: https://pointpay.io/ The details of selling tokens are as follows:

Soft cap: $ 1,000,000
Hard stamp: $ 30,000,000
Symbol: PXP (PointPay token)
Total supply: 500,000,000
Unsold tokens: to be destroyed

For the latest information, visit the link below.
Website = https://pointpay.io/
Twitter = https://twitter.com/PointPay1
Facebook = https://www.facebook.com/PointPayLtd
Telegram = https://t.me/pointpay_talks
Linkedin = https://www.linkedin.com/company/pointpay/about/

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Created Buy: Sabrina - Bitcointalk